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Britain's Brown seeks lead at G-20 summit - Medford Mail Tribune LONDON — Gordon Brown has been one of the few leaders with a spring in his step since the world economy began to nosedive — and he'll be hoping it will carry him to success at a weekend summit on the global financial meltdown. The British prime ... Publ.Date : Thu, 13 Nov 2008 09:55:00 GMT Woodward: Don't credit surge for Iraq turnaround - Salon At a campaign stop in Cedarburg, Wis., Friday, Sarah Palin skewered Barack Obama for not supporting the 2007 troop surge in Iraq: "I guess when you turn out to be profoundly wrong on a vital national security issue, maybe it's comforting to pretend ... Publ.Date : Thu, 20 Nov 2008 07:17:00 GMT Oil price drops near per barrel - ninemsn Oil prices dropped on Wednesday, with Brent crude falling close to a barrel, as weak energy demand and the global credit crunch pressured the market. On the New York Mercantile Exchange (NYMEX), light sweet crude for December delivery slipped ... Publ.Date : Thu, 20 Nov 2008 07:17:00 GMT Regulating Credit Default Swaps: Will It Work? - BusinessWeek The market for credit default swaps (CDS) —derivatives that insure holders against default on a range of debt instruments—is getting plenty of attention from regulators and finance industry officials. The Federal Reserve and other regulatory ... Publ.Date : Thu, 20 Nov 2008 07:24:00 GMT Regions » Western Europe » France - Banker Unlisted French financial institutions have demonstrated the merits of their conservative strategies, which have made them more resilient than their listed competitors in the face of market pressure. Karina Robinson reports. BNP Paribas has been ... Publ.Date : Thu, 20 Nov 2008 07:17:00 GMT Make Data Feed Websites Amazon RSS

Credit Cards for Bankrupt Customers Guest: ahnold300 Post subject: Credit Cards for Bankrupt Customers Posted: Sat May 13, 2006 2:47 am Hello All, I filed Chapter 7 BK seven years ago. My FICO is now ~740, but I have been receiving pre-approved credit card offers from two same companies that discharged about $10k each. Question is - I like their offer and APR, but is it safe to re-do business with them? assuming they cannot re-load the previous debt - correct? If I apply and they do not approve my "pre-approved" application because of history, then I have a hit against my score. Opinions? thanks in advance, Ah CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards! Guest: JaneiR36 Credit Expert (100+ Posts) Post subject: Credit Cards for Bankrupt Customers Posted: Sat May 13, 2006 10:29 am I don't remember where I heard it, but apparently certain companies are more eager to do business with post-bk customers. They know you've been in trouble before and are likely to get into it again. Then they can milk you for late fees, high interest rates, etc. Having done a bk before it may not be so easy for you to do another one (I'm assuming) and so bk customers can actually be pretty good for some companies. Other than the bk issue, there's a risk of being approved or denied regardless of who you're applying with. The hit to your credit score is from the hard inquiry, NOT from whether or not you're approved. Guest: Polonius SENIOR MEMBER (Member for 2 yrs.+) Post subject: Credit Cards for Bankrupt Customers Posted: Sat May 13, 2006 10:56 am If your FICO is around 740 now and your bankruptcy was 7 years ago, I doubt that bankruptcy would have any significant effect on a decision today about your credit worthiness. Obviously it isn't affecting your FICO score much, if at all, today. Everybody's score diminishes a bit after a hard inquiry. It's usually 3-7 points on the FICO scores per hard inquiry (for the first dozen or so inquiries in the last six months). It's really nothing to worry about. Guest: jlrdc909 Post subject: Credit Cards for Bankrupt Customers Posted: Mon May 15, 2006 3:29 pm I agree with JaneiR36. Most companies realize that going thru BK once most people wont go thru it again (or want to). I would read the fine print to make sure that they wont tack on a previous bad debt. Keep in mind that some companies keep a "black list" on past customers who have skipped out on debt. Author : CardRatings.com Diner's Club Card Reveiw Guest: Board Monitor Post subject: Diner's Club Card Reveiw Posted: Fri May 12, 2006 10:34 am This message posted by e-mail request from one of the visitors to our site: Trying to find info on Diners Club Card, but can't find anything on this site. _________________ Best Regards, Curtis Arnold Board Monitor http://www.cardratings.com (501) 663-0314 CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards! Guest: rapjunkie Credit Expert (100+ Posts) Post subject: Diner's Club Card Reveiw Posted: Fri May 12, 2006 11:35 am That's old school... does anyone still have one of those? Guest: beyond platinum Credit Expert (100+ Posts) Post subject: Diner's Club Card Reveiw Posted: Sat May 13, 2006 12:46 am Diners Club is managed by Citibank and carries the MasterCard logo, they have both the credit and charge version: http://www.dinersclubus.com/dce_content/personalcards/cardcomparisonmatrix _________________ "Believe not everything, but only what is approved: the former is foolish, the latter the act of a sensible man." --Democritus Guest: jlrdc909 Post subject: Diner's Club Card Reveiw Posted: Mon May 15, 2006 3:25 pm I respect the good ole DC as it was the first charge card out on the market, however with the $95.00 fee, I really dont think people are going in droves to sign up for DC anymore. The card had a lot more customers when the DC was the govt credit card, but then the feds switched to AMEX and now MC/Visa. I have a friend who uses Diners faithfully and loves the card and customer service and doesnt mind paying the annual fee. I think if you have had it once, you dont want to get rid of it, and if you never had you can live with or without it. Author : CardRatings.com Credit Cards to Establish Good Credit Guest: nefertiti66 Post subject: Credit Cards to Establish Good Credit Posted: Thu Jul 13, 2006 10:28 am My credit score is 751. No current credit cards, school loan 24k and in good payment status for 3 years (federal loan) and one credit card i paid off 6 years ago 1100 that was left from college. I want to get a credit card to establish good credit (paying off everymonth and only using 30% or less of the limit). I applied for the citi dividend and was denied. I was told that cap 1 does not report limits and will be negative on my report if i get one???? What card SHOULD i apply for ? I have an excellent score but no current cards (the reason why citi said NO to me) Please help! CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards! Guest: phantomega1 Post subject: Credit Cards to Establish Good Credit Posted: Thu Jul 13, 2006 10:36 am I would say go for AMEX or Discover. They have good name value, decent APRs, and from what I hear they will give you a decent limit. Bank Of America is really good about giving generous limits also, but they don't have the rewards that you can get from AMEX or Discover, and since you plan on paying off your card every month, you definately need a rewards card. I would encourage AMEX. I just got approved for their Blue Cash card with a decent limit, even though I want it to be a little higher. Discover denied me two years ago, and I haven't decided if I want to give them my business and apply again. Good Luck! _________________ I can't commit. I don't even know if I like Pepsi or Coke. Guest: dascxs Post subject: Credit Cards to Establish Good Credit Posted: Thu Jul 13, 2006 11:31 am Amex always looks good. Blue or Costco TrueEarnings. Guest: hdporter Credit Expert (100+ Posts) Post subject: Credit Cards to Establish Good Credit Posted: Thu Jul 13, 2006 11:56 am Another tack is to apply for an "easy credit', maintain it for 6 mo, and then go after the big guys. Gas Cards are notable. Target is another. - H. Guest: multiplierx Post subject: Credit Cards to Establish Good Credit Posted: Thu Jul 13, 2006 6:35 pm My first advice is avoid most of the "easy credit". It's not needed and not worth having it show on your credit reports for the next decade. BOA is a good choice. You could try Amex or Discover. The other possibility is a credit union. Many credit unions will let anyone apply. Most CU cards have good "prime" terms. I'm sure you could easily get a credit union card. Your other possibilities are gas or store charge cards. It'd only take 1 of each to start good history. Just choose cards that you'll keep for many years. Guest: fire3000 Credit Expert (100+ Posts) Post subject: Credit Cards to Establish Good Credit Posted: Thu Jul 13, 2006 7:09 pm BOA is a little more lenient than Citi. If they decline you, they will probably mail you an invitation for their 99/500 semi-secured card ($99 deposit for a credit limit of $500 and the deposit will be refunded in less than a year if payments are on time). Discover is even harder to get approved for than Citi. If you can join a local credit union that issues credit cards and open up a savings account there, you have a good chance of being approved. Guest: hdporter Credit Expert (100+ Posts) Post subject: Credit Cards to Establish Good Credit Posted: Thu Jul 13, 2006 10:06 pm Quote: My first advice is avoid most of the "easy credit". I'm puzzled. I was the one who used the expression "easy credit", making it clear that I was noting accounts that are pretty accessible to lite credits (specifically suggesting gas cards and Target). You go on to suggest a gas or store card as possibilities yourself. Was it just an ambiguity in my wording? btw, welcome to the group. I get the feeling my posts rub you the wrong way. If so, it's unfortunate. - H. Guest: DavidPalmer Post subject: Credit Cards to Establish Good Credit Posted: Fri Jul 14, 2006 11:13 am go with BofA, which i got as my first credit card as a senior in college. I had no credit history, not even student loans, since i didnt have to take out any for college. They started be off with a $900 limit. You shouldnt get rejected because i at that point didnt have a credit history aswell, but then again i had been banking with them for over 2 years Author : CardRatings.com Credit Card Limit on Balance Transfers Guest: AJ Post subject: Credit Card Limit on Balance Transfers Posted: Sat Jun 17, 2006 5:49 am Why do banks offer balance transfers and claim that you can use up to your available limit ( of course leaving a little left on the card ) then they turn around and say that you are using too much of the limit they gave you? For example, if you have 9k, how close to the 9k should you get? CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards! Guest: mouse SENIOR MEMBER (Member for 2 yrs.+) Post subject: Credit Card Limit on Balance Transfers Posted: Sat Jun 17, 2006 7:08 am Quote: "AJ" Why do banks offer balance transfers and claim that you can use up to your available limit ( of course leaving a little left on the card ) then they turn around and say that you are using too much of the limit they gave you? For example, if you have 9k, how close to the 9k should you get? LEAVE $100--$500 UNUSED Guest: Polonius SENIOR MEMBER (Member for 2 yrs.+) Post subject: Credit Card Limit on Balance Transfers Posted: Sat Jun 17, 2006 7:56 am I'd keep it under $8,000 at least--and preferably under $4400. Banks seem to get nervous if you use more than 90% of your available credit. Banks are very happy if you use less than 50% of your available credit. I understand some people do what mouse suggests and go for years without any adverse effects. Others, though, say that they do have adverse effects when over 90%. Still others recommend staying under 50% as a strategy--that keeps your credit scores high and encourages banks to offer you intro offers at 0% and more BT offers at good rates. I know it's hard to keep below 50% when you have free money available. I have trouble doing that myself. What I do is stay under 90% at all times, and if the limit is small (for me, small is under $10K) stay under 50%. I have a few cards with limits of 40K+, so when I get an offer on those that I want to use I go for the 89% level! _________________ Polonius "Neither a borrower, nor a lender be; For loan oft loses both itself and friend" Guest: bullet875 Credit Expert (100+ Posts) Post subject: Credit Card Limit on Balance Transfers Posted: Sat Jun 17, 2006 10:42 am I spoke with a Chase underwriter yesterday and he suggests that you stay under 50%. Anything more than that ends to make the card companies a little nervous unless you have a lo9ng credit history. Author : CardRatings.com Citi Platinum Select Credit Card Guest: creditcardman Post subject: Citi Platinum Select Credit Card Posted: Fri Jul 14, 2006 7:29 am Hi Everyone This is my first post. I would be applying for a citi credit card and after comparing various college cards i found out that this purticular card doesnt provide any rebates compared to the MTV one or the Dividend Select or the Drivers Edge. Why would anyone apply for such a card when others with rewards are available in the college category? CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards! Guest: DavidPalmer Post subject: Citi Platinum Select Credit Card Posted: Fri Jul 14, 2006 11:11 am couldnt tell you off the top of the head, but most people i know while i was in college either had the Chase rewards card which is what i have or they had the dividend select. Guest: guessindigo Credit Expert (100+ Posts) Post subject: Citi Platinum Select Credit Card Posted: Fri Jul 14, 2006 11:50 am [quote="creditcardman"]Hi Everyone This is my first post. I would be applying for a citi credit card and after comparing various college cards i found out that this purticular card doesnt provide any rebates compared to the MTV one or the Dividend Select or the Drivers Edge. Why would anyone apply for such a card when others with rewards are available in the college category?[/quote] Low rates, high credit lines. Rewards cards carry a higher apr Guest: creditcardman Post subject: Citi Platinum Select Credit Card Posted: Fri Jul 14, 2006 12:04 pm I dont think that is the case with Citi College Cards. All the Citi College Cards carry an APR of 18.24%. Author : CardRatings.com RSS For Web Pages Web Site Traffic

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